This started a few weeks ago when I was looking to insure the Daytona
- I’ve owned/ridden bikes for more than 20 years
- I’ve never made a bike claim or been the subject of a bike claim
- My last bike (Bandit) and the VFR have both been insured through Bennetts without a break in cover
- I always insure all of my vehicles Fully Comprehensive
- I always pay for my insurance in an annual lump sum
- None of my vehicles are ever on HP or leased
When it became time to insure the Daytona I rang Bennetts, obviously, to see what they could do for me.
Not a lot (to quote Paul Daniels).
The insurer who is covering the VFR will only accept one bike per household.
Can I get me a quote from someone else, I asked?
They took the usual details and came back with a quote of £515.
I know the Daytona is a sports/superbike, but £515 for a year’s fully comp? For me?
I flipped over to price comparison website Go Compare, and answered pretty much the same questions.
The second-lowest price Go Compare came back with was £138. I chose that one because it included European cover, the lowest price of £129 was a UK-only rate.
That is a stunning difference over £515.
And here’s another stunning thing.
Even though I have years of no-claims, I can not use any of my no-claims for the Daytona. All of my no-claims is non-transferable, and is allocated to my first-insured bike – the VFR.
I have no words to accurate describe how stunningly crap that is.