As a motorcyclist and a motorist I am compelled, by law, to have my vehicles insured.<\/p>\n
I am also compelled, by law, to ensure that my personal details are kept current with DVLA and with my insurers.<\/p>\n
But it seems that as a compulsorarily mandated consumer of vehicle insurance products, the companies who provide me with insurance are only interested in ripping me off.<\/p>\n
Let me explain.<\/p>\n
I have moved house.<\/p>\n
I have moved from one suburban area of\u00a0town to a house a few minutes\u2019 walk up the road in the same suburban area.<\/p>\n
But it is a better area.<\/p>\n
A nicer area.<\/p>\n
The new house is a 2-bed semi, not a 2-bed end of terraced.<\/p>\n
The new house has a lovely big garage where my motorbikes will be\u00a0housed overnight.<\/p>\n
The car will sit outside, on the drive.<\/p>\n
I rang the car insurer, to advise them of the change of address.<\/p>\n
They entered my new details in to their system, and said there would be no change in the premium.<\/p>\n
And then they charged me \u00a330 administration fee.<\/p>\n
Wow. These people do know that I am compelled by law to notify them of a change of address, right?<\/p>\n
And then they charge me \u00a330 for complying with the legislative requirements?<\/p>\n
Robbing bastards.<\/p>\n
I rang the Daytona insurer (MCE) to advise them of the change of address.<\/p>\n
They entered my new details in to their system, and said there would be no change in the premium.<\/p>\n
And then they charged me \u00a317 administration fee.<\/p>\n
Well, that\u2019s an improvement, but still wow.<\/p>\n
So far today I have been charged \u00a347 for complying with the law.<\/p>\n
Something, here, is very clearly wrong.<\/p>\n
I rang the VFR insurer (Bennetts) to advise them of the change of address.<\/p>\n
They entered my new details in to their system, and said their underwriter would not insure me at my new address.<\/p>\n
What?<\/p>\n
Bennetts were adamant; their insurer would not cover me at my new address, even though my new address has a lovely, secure, dry garage where my bikes will live.<\/p>\n
The girl at Bennetts did a search for a new policy, using my updated details, and came back with a quote of \u00a3283.<\/p>\n
Whaaaaaaaat?<\/p>\n
The old premium for the VFR (via Bennetts) was less than half that price.<\/p>\n
I told her, as politely as I could, to forget it.<\/p>\n
I hopped over to a price comparison website where I was quoted \u00a3115.<\/p>\n
That\u2019s a massive difference than the rip-off price of \u00a3283 that Bennetts were trying to get me to swallow.<\/p>\n
Ironically, the \u00a3115 quote came in from the Daytona insurer (MCE).<\/p>\n
So well done to MCE for saving me from being ripped off from Bennetts.<\/p>\n
But as for the insurance industry charging people for complying with the law?<\/p>\n
That is just like being mugged.<\/p>\n","protected":false},"excerpt":{"rendered":"
As a motorcyclist and a motorist I am compelled, by law, to have my vehicles insured. I am also compelled, by law, to ensure that<\/p>\n","protected":false},"author":13,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-10142","post","type-post","status-publish","format-standard","hentry","category-stuff","two-columns"],"_links":{"self":[{"href":"https:\/\/brennigjones.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/10142","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/brennigjones.com\/blog\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/brennigjones.com\/blog\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/brennigjones.com\/blog\/index.php?rest_route=\/wp\/v2\/users\/13"}],"replies":[{"embeddable":true,"href":"https:\/\/brennigjones.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=10142"}],"version-history":[{"count":0,"href":"https:\/\/brennigjones.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/10142\/revisions"}],"wp:attachment":[{"href":"https:\/\/brennigjones.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=10142"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/brennigjones.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=10142"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/brennigjones.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=10142"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}